Items that appear on your account statement or your credit report may be reported as fraudulent if you did not authorize the transactions. Contacting your financial institution could lead to an investigation and the reversal of the debited funds from your account. If a creditor or a merchant processes a pre-authorized transaction without your permission, you can contact your bank to request a debit reversal. Fraudulent Transactions If you lose a credit card or a debit card, you may become a victim of fraud. A debit reversal returns previously deducted funds to your account. You can review bank-provided disclosures to learn more about debit reversals. Pre-authorized Withdraws. Pre-authorized withdraws allow merchants or creditors to receive a scheduled or a one-time payment from an account youve specified.
You can contact your financial institution to discuss any charges or debits that appear suspicious. If your bank rules in your favor, you may receive a debit reversal toward your account.
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You need to dispute a charge shortly after it appears on your statement. If you dispute a charge after you paid the credit card bill, it may be too late to reverse the.
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